Interesting Facts

Before the 1930’s, approximately 40% of people owned their own home. The Roosevelt administration pioneered the idea of a democracy in which almost everybody was a property owner, and did so by rigging the property market and incentivizing citizens to purchase property. By reducing the cost of a mortgage through amortization over 20 - 30 years, people could now spend less on owning a home than they did on rent. The US government effectively underwrote the property market by bringing borrowers an...

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